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世界金融科技报告2017
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报告跟踪和量化了消费者对日渐兴起fintech的看法。同时也对fintech公司和传统金融机构的高管进行的调查访问,总结了“创新”在新兴金融行业发展中的关键作用。
详情描述
世界金融科技报告2017 Preface: FinTech——Hype or Disruption? The term 'FinTech'' might be both the most over-hyped and under-estimated term the industry has seen in decades. On one hand, from an investment standpoint, venture capital (VC) funding of the FinTech revolution has been staggering, resulting in ilions of dollars of investment. We have seen a significant reduction in barriers to entry and customers' digital expectation demands explode. However, very few start-ups have managed to use their agility and innovation to fill gaping holes in the customer experience left by traditional firms? with viable business models that achieve scale and distribution. At the same time, traditional firms have largely struggled with clunky legacy systems, regulatory burden and leadership challenged with balancing short-term profitability and long-term viability. Executive conversations are increasingly revolving around the need for customer-centricity and the importance of developing customer-centric rather than product-centric solutions. However, are traditional firms effectively putting this philosophy into practice, and what specifically are those 'Moments of Truth" (MoT)3 that have the biggest impact on customers choosing who they will leverage for their financial services needs? We have seen a plethora of investment and activity in innovation labs, hack-a-thons, building internal FinTech teams, and even acquiring start-ups. 【更多详情,请下载:世界金融科技报告2017】
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