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保险业报告：全面了解生态系统
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大多数的保险业高管（84%）承认生态系统对他们的业务战略很重要，超过一半的保险高管（54%）正在积极寻求生态系统机会。但是，尽管有这种在生态系统中竞争的热情和愿望，保险公司仍然缺乏适当的能力、文化和技术来充分利用这些机会。
详情描述
保险业报告：全面了解生态系统 More than half of insurance executives [51 percent) say their companies are already starting to experience some form of disruption from competitors that have partners in other industries.3 These disruptors are targeting the most valuable parts of the value chain. Insurance incumbents see the highest levels of disruption in the products and services offered (60 percent) and the way customers are serviced (57 percent). 4 Strategies for managing disruption vary among the different players targeting the insurance market. For instance, the value chain focus, risk tolerance and level of investment are different among incumbents VS. private equity VS. technology companies (see Figure 1). Ecosystems are a major cause of this wave of industry disruption. Rather than becoming victims of it, insurance companies can join or design and execute their own ecosystems to ensure they are the disruptors, rather than the disrupted. Many have recognized this opportunity and are capturing value while tackling disruption head-on. For example, the South African health insurer Discovery has made great strides in its bid to realize the full potential of its shared-value business model. By partnering with leading carriers around the world, each of which incorporates its Vitality platform into its business model. 【更多详情，请下载：保险业报告：全面了解生态系统】
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